Google Sheets

Debt Payoff Tracker

Snowball or avalanche — see your debt-free date and pay off faster, shame-free.

from $9

🌿 Shop on Etsy Get it on Gumroad

🌿 Launching soon — tap through to the shop to grab it, or browse the full range.

What's inside

Everything you get

🌿Snowball or avalanche — switch with one toggle
🌿Your exact debt-free date, recalculated as you pay
🌿A progress bar for every single debt
🌿Extra-payment 'what if' so you can see the impact
🌿Calm, non-judgy design — no red, no shame

Questions

Good to know

What's the difference between snowball and avalanche?+

Snowball pays smallest balances first (quick wins); avalanche pays highest interest first (saves the most). The tracker shows both — we wrote a whole gentle guide on it.

Will it judge my numbers?+

Never. There's no shame here — just a clear, calm path to your debt-free date. 🤍

How many debts can I add?+

As many as you need — credit cards, loans, that thing you'd rather forget. All welcome.

You might also love

Google Sheets

Ultimate Finance Dashboard

Your whole money life in one calm dashboard: budget, net worth, debt, sinking funds.

from $24

Google Sheets

Savings Challenge Tracker

Make saving fun: 100-Envelope, 52-Week, sinking funds & no-spend, all auto-totaled.

from $7

Google Sheets

All-in-One Life Planner

Budget, habits, meals, cleaning & goals in one aesthetic planner.

from $15