🌿 Free, forever
Free money tools & printables
A little taste of how calm money can feel. Use these free — no signup, nothing leaves your browser. When you're ready for the full system, the templates are right here. 🤍
Calm calculators
Instant answers to your money questions. Free, no catch.
Debt Payoff Calculator
Your exact debt-free date with snowball or avalanche — and how much faster an extra payment gets you there.
Open the tool →Savings Goal Calculator
How much to set aside each week, paycheck or month to reach your goal by your target date.
Open the tool →50/30/20 Budget Calculator
Split your take-home pay into needs, wants and savings — per month and per paycheck.
Open the tool →Net Worth Calculator
Add what you own and owe to see your true net worth — the one number that tracks progress.
Open the tool →ADHD Task Breakdown
Type an overwhelming task and get tiny, do-able steps so you only have to start.
Open the tool →Compound Interest Calculator
See how monthly saving snowballs over the years — HYSA, index fund or custom rate.
Open the tool →Free reads
Short, shame-free guides to the money stuff nobody taught us.
Ready for the real thing?
The free tools are the taste. The templates are the meal.
Beautiful Google Sheets that do the math for you, forever — debt, savings, budgeting and life, all auto-totaled. From $7.
Browse the templates →