🌿 Free budget tool
👶 Baby Budget Calculator (First Year)
Estimate your baby's first-year costs, category by category.
Enter your numbers to see the breakdown. 🌿
About the baby budget calculator
A new baby brings a wave of new expenses, and they're easy to underestimate. Enter your planned first-year budget to see how it spreads across childcare, gear, feeding and the rest — so you can prepare instead of scramble.
Why it helps: Childcare and gear dominate the first year — seeing the split early lets you save ahead instead of reacting to each new cost.
How to use it
- 1 Enter your total first-year baby budget.
- 2 See each category's estimated share.
- 3 Adjust for your plans (childcare especially varies a lot).
Track every category in one place
The Ultimate Finance Dashboard budgets it all — automatically.
A calm Google Sheet with every budget category, spending trends and net worth, auto-totaled. From $24.
Questions
Good to know
How much does a baby cost in the first year?
Estimates often land around $12k–$15k, with childcare the biggest swing factor. Enter your number for a personalised breakdown.
What's the biggest baby expense?
For most families it's childcare, followed by nursery gear in the first few months. The calculator weights them accordingly.
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