🌿 Free budget tool
🏙️ Rent Budget Calculator
How much rent can you comfortably afford?
After taxes — what actually hits your account.
Enter your numbers to see the breakdown. 🌿
About the rent budget calculator
The classic rule is to keep rent at or below 30% of your take-home pay — though 25% leaves more breathing room for everything else. Enter your income to see your comfortable rent ceiling before you start apartment hunting.
Why it helps: Locking your rent below 30% keeps the rest of your budget breathable — housing is the hardest cost to undo once you sign.
How to use it
- 1 Enter your monthly take-home pay.
- 2 See your comfortable rent range (25–30%).
- 3 Use the lower number as your target, the higher as your hard cap.
Track every category in one place
The Ultimate Finance Dashboard budgets it all — automatically.
A calm Google Sheet with every budget category, spending trends and net worth, auto-totaled. From $24.
Questions
Good to know
How much rent can I afford?
A safe ceiling is about 30% of take-home pay; 25% is even more comfortable. The calculator shows both for your income.
Is the 30% rule still realistic?
In high-cost cities many people pay more, but the higher your rent ratio, the tighter everything else gets. Treat 30% as a guardrail.
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